Los Angeles Bankruptcy AttorneyCall Tall-Free 800.358.9617
Los Angeles Bankruptcy Lawyer About the Law Firm Frequently Asked Questions Contact Us Free Case Evaluation
Areas of practice
Bankruptcy Information
Alternatives to Bankruptcy
Bankruptcy Benefits
Bankruptcy Exemptions
Bankruptcy Overview
Bankruptcy Process
Bankruptcy Means Test
Bankruptcy Myths
Bankruptcy Warning Signs
Benefits of Chapter 13 Bankruptcy
Chapter 13
Chapter 7
Credit Restoration
Creditor Harassment
Debt Settlement
Discharging Your Debt
Foreclosure Defense
Is My Property Protected?
Life After Bankruptcy
Loan Modification
Mistakes to Avoid
Stop Wage Garnishment
Should I File?

Can I Eliminate Credit Card Debt Through Bankruptcy?

Despite what you may have heard, you can eliminate your credit card debt through bankruptcy. Since the bankruptcy laws were revamped in 2005, many people have expressed confusion over whether or not they are still able to discharge their credit card through bankruptcy.

The news laws didn't eliminate a person's opportunity to discharge their credit card debt, they simply made it more difficult for people to file for Chapter 7 bankruptcy. Whereas before pretty much anyone could file for Chapter 7, now people who wish to eliminate their debt without a repayment plan must first pass the Means Test. Those who do not pass the test must either file for Chapter 13 bankruptcy or look into some other debt relief options.

If you are in over your head in credit card debt, a Los Angeles bankruptcy lawyer at Pacific Attorney Group can help. We have a great deal of knowledge and practice in U.S. bankrputcy laws, and have helped clients from all walks of life obtain relief from debt by filing for bankruptcy. If eliminating your credit card debt is your objective, you can trust our firm to help you find best possible solution to get the job done.

For more information about our bankruptcy and debt relief services, please contact Pacific Attorney Group today at (213) 236-4400!

HOW WE CAN HELP?