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Blog Posts in February, 2010

Does Bankruptcy Permanently Ruin Credit?

Many people are under the impression that filing for bankruptcy will permanently destroy their credit. While it’s true that filing for bankruptcy will stay on your credit report for 10 years, filing ...
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Reader’s Digest Comes Out of Bankruptcy With Lower Debt Load

Reader’s Digest Association, Inc. has emerged from bankruptcy with much of its debt eliminated and a new board of directors. The company was able to lower its debts of $2.2 billion by 75%, while at ...
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Will I Lose My House, Car and Other Assets in a Bankruptcy?

Many people struggling under debt are hesitant to seek relief through bankruptcy because they are afraid they will lose their homes, cars, and other treasured possessions in the process. While some of ...
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Wave of Foreclosures Expected to Hit California

It seems the foreclosure crisis in California isn't expected to go away soon. California is still one of the three states hit hardest by foreclosures, and the latest information on Realty Trac says ...
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California Sees a Significant Increase in Small Business Bankruptcies

A story produced by National Public Radio (NPR) has drawn light on a sad but true fact: small businesses are being hit hard by the poor economy, forcing many business owners to close their doors for ...
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Loan Modifications – An Overview

If you are being threatened with foreclosure, you should know there are ways you may be able to remain in your home. One of those ways is by seeking a loan modification. A loan modification is ...
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Eliminating Debt Through Bankruptcy

When debt becomes too much to carry, people turn to bankruptcy as a way to eliminate those debts and get a fresh financial start. They often do this under the impression that they can eliminate ALL of ...
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Hollywood Video Files for Bankruptcy

The Associated Press has reported that Hollywood Video, a movie and video game rental store, has filed for Chapter 11 bankruptcy. The owners of the video chain, Movie Gallery Inc., say they are ...
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Yellow Pages Publisher Emerges From Bankruptcy

The publisher of Yellow pages has recently emerged from Chapter 11 bankruptcy under a new name and with a new balance sheet. After spending the last eight months restricting its finances and cutting ...
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Chapter 7 v. Chapter 13 Bankruptcy

At the Law Office of Teresa Beyers, one of the most common questions we get asked is, “What is the difference between Chapter 7 and Chapter 13 bankruptcy?” Here is the short answer: Through Chapter 7 ...
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