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Los Angeles Foreclosure Defense Lawyer

Foreclosure Defense Attorney in Los Angeles

Although many individuals such as yourself purchased homes in the past several years expecting that you were getting the best available loan you qualified for, this turned out to not be the case. Many unscrupulous mortgage brokers, as well as lenders, promoted loan products that were not suited to your needs as a consumer, but rather ones that provided them with a better rate or fee structure. Tens of thousands of people were misled into accepting a loan that charged them extra points and fees that were completely unnecessary. Rather than providing consumers such as yourself with a standard fixed rate loan that you may very well have qualified for, many were given high rate and Adjustable Rate Mortgage (ARM) which led to higher rates several years down the line. These individuals are the ones that have largely been responsible for the financial problems the United States currently finds itself in. Because you were likely uninformed, you are now being affected by the poor loan choice you may have gotten. But with an experienced Foreclosure defense attorney standing up for your rights, we can assist you with changing your situation and turning it to your advantage.

If you were given such a loan, you may have a legal defense. Our experienced attorneys can provide you with a thorough review of your loan documents to determine if there may be a legal way to go forward in court to obtain compensation for the fees you were overcharged.

Los Angeles Foreclosure Defense Lawyer

With the current mortgage crisis and our poor economy, you may find yourself in a financial situation where you can no longer afford your mortgage. If you were one of the unlucky individuals that ended up with an adjustable loan, your payments may have skyrocketed due to the interest rate adjusting. If you find yourself behind on your payments and being threatened with foreclosure, you do have options available to you. Pacific Attorney Group has attorneys that are skilled at fully reviewing the loan documents you signed for your mortgage to determine if any legal technicalities were not followed. You may find that you may be able to keep your home and have legal grounds to fight the situation with the help of an attorney

You have several choices when it comes to protecting yourself from losing your home. You may be able to obtain a load modification, which can lower your payments and even your principal balance. Or, if you choose not to keep your home but do not want a foreclosure on your record, you have the option of doing a short sale or a deed in lieu of foreclosure. The right option for you needs to be gone over carefully with your attorney. Call Pacific Attorney Group for a complete interview that will help you make an informed choice.