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Areas of practice
Bankruptcy Information
Alternatives to Bankruptcy
Bankruptcy Benefits
Bankruptcy Exemptions
Bankruptcy Overview
Bankruptcy Process
Bankruptcy Means Test
Bankruptcy Myths
Bankruptcy Warning Signs
Benefits of Chapter 13 Bankruptcy
Chapter 13
Chapter 7
Credit Restoration
Creditor Harassment
Debt Settlement
Discharging Your Debt
Foreclosure Defense
Is My Property Protected?
Life After Bankruptcy
Loan Modification
Mistakes to Avoid
Stop Wage Garnishment
Should I File?

Los Angeles Bankruptcy Attorney

If you are considering bankruptcy, you probably have many questions on how it works, what to do, and what happens next. A Los Angeles bankruptcy lawyer at our firm can offer helpful counsel during a confidential consultation, and we have provided information on this website to get you started in the right direction. Below are links to information about all of your options and your answers regarding bankruptcy:

Chapter 7
Chapter 7 bankruptcy involves the liquidation of assets to pay off creditors. Although the term "liquidation" is used, this does not mean that all of a debtor's property will be subject to surrender to the bankruptcy court. State and federal law protects certain property and assets. Chapter 7 is generally the fastest and most straightforward type of bankruptcy and is one of the most common. Read more about Chapter 7

Chapter 13
Under Chapter 13, a debtor works out a payment plan to repay creditors over a period of three to five years. The monthly payments in this plan are calculated based on the debtor's disposable income, which is calculated by subtracting all necessary expenses from his or her income. This type of bankruptcy is often preferable for debtors with steady incomes who have real estate and other property or co-signers to protect. Read more about Chapter 13

Bankruptcy Exemptions
Certain property is "exempt" from liquidation under Chapter 7 bankruptcy, and this may include a certain amount of equity in a family home, furniture, personal property, family heirlooms, clothing, tools of the trade and more. It is important to determine what property will be protected through the bankruptcy process. Read more about bankruptcy exemptions

Creditor Harassment
Being subjected to harassment or abusive practices by creditors and debt collectors can be a traumatic experience, making a debtor wary to pick up the phone or answer the door. Fortunately, debtors are protected from these illegal practices. Our firm assists debtors throughout the Los Angeles area in these matters, protecting them from harassment by creditors under the Fair Debt Collection Practices Act and bankruptcy law. Read more about creditor harassment

We also welcome you to visit any of the pages listed below. Each one has specific information on that topic, helping you to get a better understanding of this important area of law.

An attorney from our firm may be able to help give you the legal support that you need when you have made the decision to pursue bankruptcy. It is very important that you are aware of all of your legal options, especially because there are cases in which bankruptcy may not be the best solution for you and your family or business.
Please don't hesitate to contact our team if you have questions or concerns about bankruptcy as it relates to you. We can offer you helpful information and guidance that pertains to your particular case.

Contact a Los Angeles bankruptcy attorney at Pacific Attorney Group as soon as possible to get started.